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Disclosures

Disclosures

Important information about Monarch Capital Advisors, our affiliations, and the risks of investing.

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Affiliation

Securities offered through Arkadios Capital, member FINRA / SIPC. Advisory services offered through Arkadios Wealth. Monarch Capital Advisors and Arkadios are not affiliated through any ownership.

Monarch Capital Advisors, LLC is an independent firm. Its advisors are affiliated with two separate Arkadios entities, and which entity is involved depends on the service being provided:

  • Brokerage services and securities transactions are offered through Arkadios Capital, a broker-dealer and member FINRA/SIPC.
  • Investment advisory services are offered through Arkadios Wealth, an investment adviser registered with the U.S. Securities and Exchange Commission.

Brokerage and advisory services are separate and distinct, differ in material ways, and are governed by different laws and separate contracts. Registration as an investment adviser does not imply a certain level of skill or training. For details on the services, fees, and conflicts of interest that apply to each relationship, see the Form CRS and Form ADV Part 2A documents in the Regulatory Documents section below.

BrokerCheck

Check the background of this firm and its investment professionals on FINRA's BrokerCheck.

Informational purposes only

The information on this website is provided for general informational purposes only and does not constitute investment, legal, tax, or accounting advice. It is not an offer or solicitation to buy or sell any security, and it is not a recommendation to adopt any particular investment strategy.

Nothing on this website takes account of the objectives, financial situation, or particular needs of any individual reader. Before acting on any information here, speak with your advisor and with qualified legal and tax professionals about your own circumstances.

This website is intended for residents of the United States. It is not directed at any person in any jurisdiction where its publication or availability would be contrary to local law or regulation.

Investing involves risk

Investing involves risk, including the possible loss of principal. The value of investments and the income from them can go down as well as up, and you may get back less than you invested.

Diversification and asset allocation do not assure a profit and do not protect against loss in a declining market. No investment strategy can eliminate risk or guarantee a particular outcome. Different types of investments carry varying degrees of risk, and there is no assurance that any specific investment, strategy, or product will be suitable or profitable for a client's portfolio.

Past performance

Past performance is not indicative of future results. Historical results are not a guarantee of, and offer no assurance about, future performance. Indices are unmanaged, are shown for illustrative purposes only, and cannot be invested in directly.

Forward-looking statements

Any statements on this website, or in materials linked from it, that are not statements of historical fact are forward-looking statements. Forward-looking statements reflect opinions, expectations, or estimates as of the date they are made; they are not guarantees, and they involve known and unknown risks and uncertainties.

Actual events and results may differ materially from those expressed or implied. Opinions and estimates are subject to change without notice, and Monarch Capital Advisors undertakes no obligation to update any forward-looking statement.

This website contains links to websites operated by third parties, including the client account portals below and the websites of regulators and self-regulatory organizations:

  • Wealthscape, a client account portal operated by a third party.
  • Black Diamond, a client account portal operated by a third party.

We do not control, and are not responsible for, the content, accuracy, availability, security, or privacy practices of any third-party website. The presence of a link is not an endorsement, authorization, sponsorship, or affiliation with respect to the linked site, its owners, or its providers. When you follow a link away from this website you leave it, and the terms and privacy policy of the destination site apply.

Regulatory documents

The following documents are published by Arkadios and by regulators. Each opens in a new tab as a PDF.

Paper copies